Interest FD FAQ

The Interest FD feature allows users to subscribe to the Interest FD products offered by the company and earn returns by holding these products according to the settings of different products.

All users can utilize the Interest FD feature to subscribe to, renew, and redeem Interest FD products, earning interest in the process.

No. Different currencies correspond to their own Interest FD product sets; users can subscribe to their desired Interest FD products on the respective currency pages.

The trading time for individual Interest FD products depends on the settings of those products; relevant information can be found on the Interest FD subscription page.

The FD interest will be paid in cash, chips, or a combination of both, credited to the user's cash and/or chips wallet upon redemption of the product.

Interest will start accruing on the interest start date, which is determined by the settings of each product; specific information can be found on the Interest FD detail page in the 【Wallet - Interest FD - Hold】list.

Compound interest means that interest is calculated on both the principal and the accumulated interest.

Principal: The initial subscription amount by the user.

Expected Maturity Income: The total expected returns based on the interest rate and holding period.

Holding Income: The interest earned during the holding period (for non-daily redeemable products, users can only realize the related benefits after fulfilling the holding period requirements).

Amount Held: The total value of the Interest FD products currently held by the user, including principal and holding income.

Redemption Amount: The total amount the user can obtain upon redemption.

Currently, the platform allows users to bring their subscribed MYR Interest FD Products into all MYR games.

Interest is calculated daily at 12:00 AM (00:00) GMT+8 based on the latest holding amount of Interest FD products (actual interest will be credited to the user's wallet upon redemption). If a user has brought an Interest FD product into a game during calculation, the product balance outside the game will be 0 (full amount in-game), resulting in no interest accrued for the previous day.

After bringing Interest FD products into games and placing bets, if the user exits before settlement of certain games (e.g., sports, lottery, live), the bet amount will first be deducted from the in-game balance. Winnings will be added to the cash wallet after settlement.

When withdrawing Interest FD products from games:

If the withdrawn amount exceeds the original amount brought in, the winning difference is added to the cash wallet (Interest FD product amount remains unchanged).

If the user loses part of the amount in-game, the lost amount will be deducted from the Interest FD product amount brought into the game.